Public Adjuster in Navarre, FL

Navarre sits between Santa Rosa Sound and the Gulf, with homes on Navarre Beach, along the sound and in inland neighborhoods. Wind, rain and salt air take a toll on roofs, siding, windows and decks, and storms can bring water into homes that look fine from the outside. If your Navarre home or business has storm, wind, roof or water damage, a public adjuster can handle the claim for you.

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com.

Beach and Waterfront Homes

Homes and condos near the Gulf and the sound face wind, driven rain and water intrusion. We document the damage and prepare a detailed estimate of the repair scope.

Roof, Siding and Window Damage

Storm damage to shingles, flashing, siding, windows and screened porches is common. We inspect the exterior and the interior, because water often shows up inside well after the storm.

Rental and Vacation Properties

Owners of rental and second homes in Navarre have additional issues such as lost rent and repairs while the property is empty. We help with those claims too.

Claims We See in Navarre

Hurricane and wind damage, roof damage, window and siding damage, water intrusion, fire and smoke damage, and denied or underpaid claims.

See what clients in the Panhandle say: Pensacola and Panhandle client reviews.

What to Do After Damage to Your Navarre Property

1. Make it safe. Stay away from downed power lines and standing water, and cover openings if you can do it safely.
2. Call a public adjuster. Call Panther Public Adjusting at 833-PANTHER (833-726-8437). We review your policy and the damage, and we handle the communication with your insurance company.
3. Document everything. Take photos and video of the damage before cleanup, even if it looks minor.
4. Prevent more damage. Tarping, boarding up and drying are usually needed. Keep every invoice.
5. Save damaged items and start a list of what was lost.

How Panther Public Adjusting Helps Navarre Property Owners

• We review your policy and tell you where you stand
• We inspect the property and document the damage
• We prepare a detailed estimate of the repair scope
• We report the claim and handle every call and email with the insurance company
• We review the insurer’s estimate with you and point out what it leaves out
• We stay with the claim through reinspection and resolution

Areas We Serve in and Around Navarre

Navarre Beach, Navarre, Holley, Gulf Breeze, Midway, Hurricane Lake area and the rest of Navarre and Santa Rosa County.

Types of Claims We Handle in Navarre

• Water damage claims
• Mold damage claims
• Hurricane and wind damage claims
• Roof damage claims
• Fire and smoke damage claims
• Denied or underpaid claims
• Commercial claims
• HOA and condo association claims

Frequently Asked Questions

I have not filed a claim yet after Hurricane Isaias. What should I do?
Call a public adjuster before you do anything else. Take photos and video of all the damage, protect the property from further damage (tarp the roof, dry out water) and keep every receipt. A public adjuster reviews your policy, documents the full loss and files the claim for you, so the first report to the insurance company is complete and accurate. Do not wait, because storm claims have deadlines. Call 833-PANTHER (833-726-8437).

I already called my insurance company to report the claim. Was that a mistake, and what should I do now?
No, reporting a claim is normal and it does not hurt you. It is not too late to get help. A public adjuster can take over a claim that is already open, whether the insurance company has inspected yet, made an offer, or denied it. Before you sign anything or accept a payment as final, have a public adjuster review it. Call 833-PANTHER and we will take it from there.

My Navarre home was damaged by Hurricane Isaias and the claim was denied or underpaid. Can you help?
Yes. We review the claim, the policy and the insurer’s estimate, and we handle the next steps with the insurance company.

My Navarre home has storm damage that I only found weeks later. Can you still help?
Yes. Call us. We inspect the property, review the policy and the claim status, and tell you where you stand.

Do you work with condo associations and landlords in Navarre?
Yes. See our page on HOA and condo association claims.

Who should I call first, my insurance company or a public adjuster?
Call a public adjuster. We review your coverage and handle the communication with your insurance company, including reporting the claim.

Talk to Panther Public Adjusting

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com for a claim review. We handle the communication with your insurance company.