Whether this is your first Hurricane, or you have ridden out several, proper planning, and knowledge of what to expect before, during, and after will help your family ride out the storm safely.

This weeks post is dedicated to the residents of Matlacha, Fl.  Just FYI its pronounced Mat- la- SHAY (I know Fancy … Who knew?) #SWFLStrong

Unfortunately, insurance carrier delays have become a distressing trend in the property insurance industry. Over a million homeowners on the West Coast, Central and East Coast of Florida who faithfully paid their insurance premiums are now confronted with sluggish processing times, excessive documentation requests, and seemingly endless negotiations. These delays only serve to exacerbate the hardships already faced by homeowners in the aftermath of Hurricane Ian.

Recent reports from The Washington Post suggest that insurance carriers are reducing Hurricane Ian payouts below damage estimates, deleting photos, and modifying field adjusters’ reports. This leads to the question of whether insurance carriers and their employees are committing fraud and why nothing is being done about it. Despite the fact that insurance fraud is defined as a deliberate deception perpetrated against or by an insurance company or agent for financial gain, carriers in Florida are still revising estimates and reports and deleting documentation from reports to pay homeowners less than what they are owed. Insurance carriers continue to engage in these practices as long as it remains profitable and they can do so without consequences. Furthermore, recent laws passed by the Florida legislature limit homeowners’ ability to fight their claims, effectively rewarding insurance carriers for their bad behavior. It is time for the Florida legislature to take action against insurance carrier fraud and stop passing laws that harm policyholders. Homeowners must call their state representatives and ask them what they plan to do to combat fraud on the part of insurance carriers and vote against bills that harm policyholders.

If you have an open claim with United Property & Casualty or were insured with them, read on to find out how the insolvency will impact you and what steps you can take to prepare your claim for success.

Three and a half years ago, I founded Panther Public Adjusting with a simple vision: to be a reliable