Public Adjuster in Fort Lauderdale, FL

Fort Lauderdale has more than 180,000 residents, an extensive network of canals and waterways, and a mix of waterfront homes, condo towers and older neighborhoods. Water is part of daily life here, and it is part of many claims. If your Fort Lauderdale property has been damaged, call Panther Public Adjusting. We handle the insurance company for you.

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com.

The 2023 Flood

On April 12, 2023, a historic storm dumped record rainfall on Fort Lauderdale, with rainfall totals of up to about 26 inches in some spots. Streets flooded, cars were submerged and water entered homes and businesses across the city. The event showed how much the difference between flood coverage and standard property coverage matters. If you are still sorting out a claim from that storm or a similar one, we can review where it stands.

Canals, Waterfront and Storm Surge

Waterfront homes in neighborhoods like Rio Vista, Harbor Beach and Coral Ridge face storm surge, seawall damage, dock damage, wind and heavy rain. Different parts of a waterfront loss may fall under different coverages, and some items, like seawalls and docks, have their own limits or exclusions. We read the policy to see what applies.

Older Homes and New Towers

Neighborhoods like Victoria Park, Edgewood and Sailboat Bend have older homes with older systems, while downtown and Flagler Village are filling with newer condo and apartment towers. Older homes see plumbing, roof and electrical issues, and newer towers see water intrusion and construction-defect-related questions.

Claims We See Here

Flood and water damage, roof damage, hurricane and wind damage, mold after water events, fire and smoke damage, and business interruption for restaurants, hotels and marine businesses.

What to Do After Damage to Your Fort Lauderdale Property

1. Make it safe. Stop the water at the main valve if you can, and stay away from standing water near electrical outlets and appliances.
2. Call a public adjuster. Call Panther Public Adjusting at 833-PANTHER (833-726-8437). We review your policy and the damage, and we handle the communication with your insurance company.
3. Document everything. Take photos and video of the damage and the source before cleanup.
4. Prevent more damage. Emergency drying, tarping and boarding up are usually needed. Keep every invoice.
5. Save damaged items and start a list of what was lost.

How Panther Public Adjusting Helps Fort Lauderdale Property Owners

• We review your policy and tell you where you stand
• We inspect the property and document the damage
• We prepare a detailed estimate of the repair scope
• We report the claim and handle every call and email with the insurance company
• We review the insurer’s estimate with you and point out what it leaves out
• We stay with the claim through reinspection and resolution

Neighborhoods We Serve in and Around Fort Lauderdale

Las Olas, Victoria Park, Rio Vista, Harbor Beach, Coral Ridge, Edgewood, Riverland, Flagler Village, Sailboat Bend, and the rest of Fort Lauderdale.

Types of Claims We Handle in Fort Lauderdale

• Water damage claims
• Mold damage claims
• Hurricane and wind damage claims
• Roof damage claims
• Fire and smoke damage claims
• Denied or underpaid claims
• Commercial claims
• HOA and condo association claims

Frequently Asked Questions

Is flood damage covered under my homeowners policy?
Usually not. Flood damage typically needs a separate flood policy. We can help you understand which of your policies applies.

Do you help with waterfront and canal-front properties?
Yes. We review the whole loss, including items that may fall under separate limits.

Do you serve commercial properties in Fort Lauderdale?
Yes, including property damage and business interruption claims.

Who should I call first, my insurance company or a public adjuster?
Call a public adjuster. We review your coverage and handle the communication with your insurance company, including reporting the claim.

Talk to Panther Public Adjusting

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com for a claim review. We handle the communication with your insurance company.