Public Adjuster in Milton, FL

Milton is the Santa Rosa County seat, with homes along the Blackwater River and Escambia Bay areas, newer subdivisions and older properties on large wooded lots. Tall pines and oaks mean fallen trees and roof damage are common after Gulf storms. If your Milton, Florida home or business has storm, wind, roof or water damage, a public adjuster can handle the claim for you.

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com.

Fallen Trees and Roof Damage

Trees falling on roofs, fences and sheds are a frequent cause of loss. We document the damage to the roof, decking and interior, because the visible hole is often only part of the claim.

Wind and Water Damage

Wind can lift shingles and flashing, and rain then gets into attics, ceilings and walls. We look for hidden moisture and damage to insulation, drywall and flooring, and put all of it in the estimate.

Homes Near the River

Homes near the Blackwater River and the bay can face wind and water problems together. We review your policy and help you understand what is and is not covered before you decide how to proceed.

Claims We See in Milton

Hurricane and wind damage, fallen tree and roof damage, water intrusion, siding and fence damage, fire and smoke damage, and denied or underpaid claims.

See what clients in the Panhandle say: Pensacola and Panhandle client reviews.

What to Do After Damage to Your Milton Property

1. Make it safe. Stay away from downed power lines and standing water, and cover openings if you can do it safely.
2. Call a public adjuster. Call Panther Public Adjusting at 833-PANTHER (833-726-8437). We review your policy and the damage, and we handle the communication with your insurance company.
3. Document everything. Take photos and video of the damage before cleanup, even if it looks minor.
4. Prevent more damage. Tarping, boarding up and drying are usually needed. Keep every invoice.
5. Save damaged items and start a list of what was lost.

How Panther Public Adjusting Helps Milton Property Owners

• We review your policy and tell you where you stand
• We inspect the property and document the damage
• We prepare a detailed estimate of the repair scope
• We report the claim and handle every call and email with the insurance company
• We review the insurer’s estimate with you and point out what it leaves out
• We stay with the claim through reinspection and resolution

Areas We Serve in and Around Milton

Downtown Milton, Bagdad, Harold, Berrydale, Allentown, Jay Road area, Avalon Beach, East Milton and the rest of Milton and Santa Rosa County.

Types of Claims We Handle in Milton

• Water damage claims
• Mold damage claims
• Hurricane and wind damage claims
• Roof damage claims
• Fire and smoke damage claims
• Denied or underpaid claims
• Commercial claims
• HOA and condo association claims

Frequently Asked Questions

I have not filed a claim yet after Hurricane Isaias. What should I do?
Call a public adjuster before you do anything else. Take photos and video of all the damage, protect the property from further damage (tarp the roof, dry out water) and keep every receipt. A public adjuster reviews your policy, documents the full loss and files the claim for you, so the first report to the insurance company is complete and accurate. Do not wait, because storm claims have deadlines. Call 833-PANTHER (833-726-8437).

I already called my insurance company to report the claim. Was that a mistake, and what should I do now?
No, reporting a claim is normal and it does not hurt you. It is not too late to get help. A public adjuster can take over a claim that is already open, whether the insurance company has inspected yet, made an offer, or denied it. Before you sign anything or accept a payment as final, have a public adjuster review it. Call 833-PANTHER and we will take it from there.

My Milton home was damaged by Hurricane Isaias and the claim was denied or underpaid. Can you help?
Yes. We review the claim, the policy and the insurer’s estimate, and we handle the next steps with the insurance company.

A tree fell on my Milton home. Should I call my insurance company first?
Call a public adjuster. We review your policy and the damage and handle the communication with your insurance company, including reporting the claim.

Do you work with condo associations and landlords in Milton?
Yes. See our page on HOA and condo association claims.

Who should I call first, my insurance company or a public adjuster?
Call a public adjuster. We review your coverage and handle the communication with your insurance company, including reporting the claim.

Talk to Panther Public Adjusting

Call 833-PANTHER (833-726-8437) or email Claims@PantherPA.com for a claim review. We handle the communication with your insurance company.