The Battle Against Greedy Insurance Companies
Are you tired of seeing homeowners struggle because their insurance companies refuse to pay fair claims? Many policyholders believe they are protected, only to find out when disaster strikes that their insurance company is working against them. It’s time to fight back against these unfair practices and demand change in the homeowners insurance industry.
Why I’m Passionate About Public Adjusting
Six years ago, I entered the world of public adjusting, and I quickly realized how much homeowners were being taken advantage of. One case, in particular, still stands out—a widow in her 80s who was offered just $600 for hurricane damage to her home. With our help, she received $68,000, allowing her to rebuild her life. This is why I fight for homeowners every day.
Learn how a public adjuster can maximize your insurance claim.
Insurance Companies Changing the Rules
Insurance companies are rewriting policies and lobbying for laws that favor their bottom line. One of the biggest changes in recent years has been to appraisal clauses, which once allowed homeowners to dispute underpaid claims in a fair, structured way.
For example, State Farm changed its policy to remove homeowners’ right to request appraisal. Now, only State Farm can decide whether a claim goes to appraisal, creating a one-sided system where they hold all the power. These changes have made it easier for insurers to deny or underpay claims without consequences.
Why We Need a Homeowners Bill of Rights
We must demand legislation that levels the playing field for homeowners. A National Homeowners Insurance Bill of Rights should include:
- Mandatory appraisal clauses – Every insurance policy should include an independent dispute resolution process that both the homeowner and the insurance company can invoke.
- Attorney fee protection – If an insurer wrongfully denies or underpays a claim and loses in court, they should be responsible for the homeowner’s legal fees.
These two changes alone could revolutionize the insurance industry and protect homeowners from corporate greed.
Join the Movement to Protect Homeowners
This fight is bigger than any one person—it’s about protecting millions of Americans from predatory insurance practices. I’m calling on policymakers, advocates, and homeowners to support this movement and demand better protections.
How You Can Help:
- Share this message with friends, family, and on social media
- Join our advocacy group for insurance reform
- Contact your representatives to support a Homeowners Insurance Bill of Rights
📧 Want to Get Involved? Reach out to me at mendy@panthera.com to see how you can help.
It’s time to hold insurance companies accountable and ensure homeowners are treated fairly. Let’s make a difference together!