When disaster strikes your home, all you want is to be fairly compensated for the damage. You’re not trying to get rich off an insurance claim—you just want what’s rightfully yours. Unfortunately, many homeowners face underpaid or denied claims, leaving them struggling to recover.
At Panther Public Adjusting, we fight for homeowners to ensure they receive the full and fair payout they deserve. If you suspect your claim has been undervalued, contact us today for a free policy review or call 833-726-8437 to speak with a public adjuster.
Most Homeowners Just Want Fair Compensation
If your home is damaged, you expect your insurance company to cover the repairs and replacement costs based on the policy you’ve been paying for. The reality? Many homeowners receive significantly less than they’re owed.
🔹 Lowball offers that don’t cover repair costs
🔹 Delays in claim processing
🔹 Denials for technical reasons or policy loopholes
In Florida, where hurricanes, storms, and property damage are common, insurance companies often try to minimize payouts to protect their bottom line. Don’t settle for less—contact us and let us fight for the compensation you deserve.
The Truth Behind Underpaid Insurance Claims
Studies have shown that insurance companies often pay far less than what policyholders are entitled to. According to a Florida state study, homeowners who hire a public adjuster receive on average 7.5 times more money than those who file claims on their own.
Let’s break this down:
- Without a Public Adjuster – Your insurer may offer $10,000 for a claim.
- With a Public Adjuster – You could receive $75,000 or more for the same claim.
That’s a huge difference, and it’s not because public adjusters inflate numbers—it’s because they properly document damages, understand policy terms, and negotiate aggressively on your behalf.
💡 Think your claim was underpaid? Submit your policy for review and let our experts take a look!
How a Public Adjuster Can Help You Get More Money
A public adjuster is a licensed professional who works on your behalf—not the insurance company’s. Unlike the insurance adjuster, who works to minimize payouts, a public adjuster fights to get you the maximum amount you are owed.
Here’s how we help:
✅ Thorough Damage Assessment – We ensure all damages are accounted for, even hidden issues like water damage, structural problems, and mold.
✅ Accurate Repair Estimates – We assess repair costs based on what your policy covers, ensuring you receive the full amount you’re entitled to—not lowball estimates from the insurance company.
✅ Negotiation with Your Insurance Company – We handle the paperwork, evidence, and appeals to maximize your settlement.
✅ Faster Resolutions – We push for timely payouts so you’re not left waiting months for compensation.
💬 Wondering if you need a public adjuster? Call us now for a free consultation!
No, Public Adjusters Aren’t Getting You More Than You’re Owed
Some homeowners worry that hiring a public adjuster means they’re asking for money they don’t deserve—but that’s simply not true.
💡 Fact: Insurance companies don’t pay for damages they don’t have to. If a claim is approved, it’s because you’re legally entitled to it.
A public adjuster’s job is to make sure every single covered damage is properly documented and accounted for. Without expert representation, many homeowners accept lowball offers because they don’t realize how much they’re truly owed.
🚨 If your claim was denied or underpaid, don’t accept it as final! Submit your policy for review and let us help.
Common Tactics Insurance Companies Use to Underpay Claims
Homeowners in Miami, Orlando, Tampa, Jacksonville, Fort Lauderdale, and across Florida frequently face unfair claim practices from insurance companies. Here’s what to watch out for:
🚩 Low Initial Offers – Your insurer’s first offer may be far below what’s needed to repair damages.
🚩 Claim Delays – Insurers may stall, hoping you’ll give up or accept a lower payout.
🚩 Technical Denials – Policies are full of complex terms that insurers use to deny claims unfairly.
🚩 Depreciation Tricks – They may reduce payouts based on “depreciation”, even when repairs require full replacement.
If you’ve experienced any of these tactics, don’t fight alone. Call Panther Public Adjusting at 833-726-8437 and let us fight for you!
Why You Shouldn’t Handle Your Insurance Claim Alone
Many homeowners try to handle their insurance claims themselves, only to realize too late that they’ve made costly mistakes.
📌 Missing Documentation – If you don’t provide detailed evidence, your claim may be underpaid or denied.
📌 Lack of Industry Knowledge – Insurers know how to minimize payouts, and most homeowners don’t know how to push back.
📌 Stress & Time Commitment – Negotiating with insurers can be time-consuming and frustrating.
With a public adjuster, you have a professional on your side who knows the system and fights for you. Don’t leave money on the table—contact us today for a free consultation.
Final Thoughts: Get the Full Payout You Deserve
If your home has suffered damage, you deserve every dollar your insurance policy promises. But getting what you’re owed isn’t always easy.
✅ Hire a public adjuster to maximize your payout.
✅ Don’t settle for an unfair offer—fight for what’s rightfully yours.
✅ Call Panther Public Adjusting at 833-726-8437 to get expert help today!
Your home. Your rights. Your money. Let us fight for the fair payout you deserve.
📩 Submit your policy for review and make sure you’re getting every dollar you’re owed!
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📞 Call 833-726-8437 now to speak with a public adjuster!