Filing an insurance claim is already stressful enough. But when weeks pass and your insurance adjuster won’t respond, frustration starts to build. You’re left wondering—are they ignoring me on purpose?
Unfortunately, delayed responses from insurance adjusters are a common problem for homeowners in Florida. Insurers often drag their feet, hoping claimants will get frustrated and accept a lower payout—or give up entirely. But you don’t have to let them get away with it.
At Panther Public Adjusting, we’ve handled countless delayed claims and know exactly how to hold unresponsive adjusters accountable. Here’s what you can do to speed up the process and get the money you’re owed.
Why Are Insurance Adjusters So Slow to Respond?
Before we dive into how to get your adjuster to act, let’s talk about why they might be delaying your claim:
- High claim volume – After major storms or disasters, adjusters get swamped with claims.
- Stalling tactics – Some insurers intentionally delay to pressure you into accepting a lowball settlement.
- Understaffing – Some insurance companies operate with fewer adjusters than needed.
- Lost paperwork – Adjusters may claim they “never received” your documents to push back your timeline.
If your adjuster has been ignoring you for weeks, it’s time to take action.
Need help dealing with a slow adjuster? Contact us today →
Step 1: Know the Law – Florida’s Insurance Claim Deadlines
In Florida, insurance companies are legally required to respond within a specific time frame:
📌 7 Days – The adjuster must acknowledge receipt of your claim.
📌 14 Days – The adjuster must respond to any communication from you.
📌 60 Days – The insurer must pay or deny your claim, unless circumstances beyond their control prevent them from doing so.
If your adjuster has failed to meet these deadlines, they may be violating Florida’s insurance regulations. Keeping track of these deadlines will help you hold them accountable.
👉 Are You Really Covered? What to Do When You Can’t Understand Your Insurance Policy.
Step 2: Document Everything – Emails & Calls Matter
One of the most effective ways to force an adjuster to respond is by creating a documented trail of your efforts to contact them.
✅ Follow this communication strategy:
✔ Call them – Always try calling first and leave a voicemail.
✔ Send a follow-up email – If you don’t get a response, document your call via email:
“Hi [Adjuster’s Name], I left you a voicemail today regarding my claim. Please respond as soon as possible.”
✔ Repeat in 3 days – If they still don’t answer, send another email:
“This is my second attempt to contact you. I called on [date] and emailed on [date]. Please respond immediately.”
✔ Continue weekly follow-ups – Each time, reference your past messages.
By doing this, you’re building evidence that you’ve made multiple attempts to reach them. If necessary, this documentation can be used to escalate your claim.
Still being ignored? Submit your policy for review →
Step 3: The Redial Trick – Get Their Attention Fast
When emails and voicemails don’t work, persistence is key. Here’s a powerful technique we use at Panther Public Adjusting:
📌 Redial every morning for an hour straight.
📌 Let the phone ring until they answer.
📌 If it goes to voicemail, leave messages daily.
This forces the adjuster to deal with your claim rather than continuing to ignore you. If you can’t dedicate the time, hiring a public adjuster to handle the pressure for you is a stress-free alternative.
We’ll handle the hard part. Call us now → (833) 726-8437
Step 4: Escalate Your Claim – Contact Their Supervisor
If you’ve emailed, called, and redialed with no success, it’s time to take things up a level.
✔ Call the insurance company’s main line.
✔ Ask for the adjuster’s manager.
✔ Explain that you’ve been ignored for weeks.
✔ Demand immediate action.
At this stage, many insurers will prioritize your claim to avoid further complaints.
👉 Need help escalating your claim? Let our experts step in →
Step 5: Skip the Hassle – Hire a Public Adjuster
If you’re feeling exhausted by the insurance claims process, you don’t have to handle it alone. A licensed public adjuster can:
✔ Communicate directly with the insurance company – You won’t have to chase adjusters anymore.
✔ Ensure your claim is handled properly and quickly.
✔ Negotiate for the highest possible payout – Insurers underpay homeowners every day.
✔ Take legal action if necessary – If they keep delaying, we escalate.
By hiring Panther Public Adjusting, you can skip the stress and get the money you deserve—without the headaches.
📩 Submit your policy for review →
📞 Call us today → 833-726-8437
Florida Homeowners: Don’t Let Adjusters Delay Your Claim
If you’re dealing with a slow or unresponsive adjuster, don’t wait any longer. Take control of your claim today.
✅ Live in Florida? We can help! Whether you’re in Miami, Tampa, Orlando, Jacksonville, Fort Lauderdale, or any other major city, we handle claims statewide.
📞 Call now → 833-726-8437
📩 Email your policy for a free review →
💬 Contact us online →
💡 Want to know more about how public adjusters can help? 5X the Settlement: How Panther PA Secured a $250K Payout for Our Client
Don’t settle for silence. Get the compensation you deserve. 🚀