Why Homeowners Need an Insurance Bill of Rights

The Urgent Need for a Homeowners Insurance Bill of Rights

Every homeowner deserves fair treatment when filing an insurance claim. Unfortunately, many find themselves in devastating situations where insurance companies delay, underpay, or outright deny rightful claims. That’s why we need a National Homeowners Insurance Bill of Rights to protect homeowners from unfair insurance practices.

The Real Impact: Bankruptcy and Losing a Home

A heartbreaking case highlights why change is necessary. A homeowner, who diligently paid for insurance, faced total property loss. The insurance company acknowledged her covered loss but refused to pay the full amount owed. Forced to take out a construction loan to rebuild, she recently received devastating news—her attorneys advised her to accept the insurance company’s lowball offer.

The result? She’s losing her home and facing bankruptcy. This is a failure of the system, and it’s why we must demand change.

See how we help homeowners fight unfair insurance settlements.

Why This Makes Me So Passionate

This story is not unique. Thousands of homeowners across the U.S. are being preyed upon by insurance companies that know they can get away with it. They delay claims, undervalue damages, and force homeowners into financial ruin. This must stop.

We need basic legal protections that prevent insurance companies from exploiting homeowners. That’s why I’m advocating for a National Homeowners Insurance Bill of Rights, which should include:

  • The right to fair appraisal
  • The right to attorney fees when insurers are proven guilty of bad faith
  • Stronger penalties for unfair insurance practices

Learn more about your rights as a homeowner.

The Call for Change: Join the Movement

I refuse to let homeowners continue to suffer in silence. That’s why I’m launching a national movement to demand real protections for homeowners. This isn’t just talk—we need action. If we harness the voices of millions, we can bring real legislative change.

How YOU Can Get Involved

  • Join our Facebook group: Property Insurance Claims 101
  • Spread the word: Share this blog, tell your friends, and post on social media
  • Volunteer your skills: Whether you can advocate, create videos, or share your story, we need your help

Contact Me for Help or to Volunteer

If you’ve been a victim of unfair insurance practices, or if you want to help drive this change, reach out to me directly.

đź“§ Email: mendy@PantherPA.com

Together, we can fight back and ensure homeowners are treated fairly. Let’s make real change in the insurance industry—because homeowners deserve better.

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Did you know that over 70% of insurance claims are underpaid or denied?

At Panther Public Adjusting, we’ve recovered over $57 Million for policyholders like you. Let us help you get the payout you deserve—and you don’t pay us a dime until we win!

Choose a date and time for the call. Available Sunday - Thursday from 9 am to 7 pm, Friday till 2 pm.

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